You may be wondering what are the best savings strategies for the new year. Often, consumers have the desire to save money and stay clear of debt, but they might not know exactly how to go about doing it. With some advanced planning, you can put into place a savings strategy in 2008 which will really help you meet your financial goals. Read the rest of this entry

Retail experts expect that gift cards will soar in popularity during the Christmas buying season. However, savvy shoppers will find a way to decrease the cost of this perennial holiday stocking-stuffer.

Analysts say that you can save money by buying gift cards straight from the retailer. According to Bankrate, a recent gift card survey showed that cards bought from retailers do not carry fees. In sharp contrast, gift cards purchased from the largest credit card issuers and from shopping malls are marked by fees and even expiration dates. Read the rest of this entry